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Annual Travel Insurance for International Schools and Teachers
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Emergencies and Accidents do happen, particularly when you or your family is travelling abroad on
business or pleasure.
The Annual World-Wide Multi-Trip Travel Insurance covers most problems that you may encounter and
will cover your whole family, whenever and wherever they are abroad. The plan even covers 17 days
winter sports holidays at no extra cost
A single premium of as little as $197 per adult and $127 per child (I.P.T. may be applicable), will cover
you regardless of your nationality, you can take as many trips abroad each year as you wish, up to a
maximum of 90 days each trip, safe in the knowledge that you have comprehensive cover. |
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| Premiums |
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| Age Group |
Currency |
| USD |
Euro |
GBP |
Under 18*
18 -64
65 - 74 |
$127
$197
$394 |
€127
€197
€394 |
£127
£197
£394 |
*Children (Under 18) must be accompanied by an insured adult. |
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You may purchase the policy in any of the three currencies, however the level of cover will also be in
that currency. |
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| Benefits |
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| Section |
Cover |
Sum Insured
( $, € or £ ) |
Cancellation &
Curtailment |
If you have to cancel or cut short your trip due to illness, injury, redundancy, jury service, damage to home or police request following burglary, you are covered against loss of travel and accommodation costs. |
4,500 |
| Personal Accident |
A cash sum for accidental injury resulting in death, loss of sight, loss of limb or permanent disablement. |
20,000 |
| Medical and Other Expenses |
The cost of hospital and other medical expenses incurred abroad, including additional hotel and repatriation expenses. (H.C. cover limited to $/£/€1,000). Plus a 24 Hour Emergency Service is available at any time, day or night, for immediate assistance. |
2,000,000 |
| Hospital Benefit (Not Home Country) |
An additional benefit of $/£/€15 per day for each day you spend in a hospital abroad as an in-patient. |
600 |
| Baggage and Personal Effects |
Covers accidental loss of or damage to your personal effects subject to a limit of $/£/€300 for any one article, pair or set and an overall limit of $/£/€300 for valuables such as cameras, jewellery, furs, etc. Delayed Baggage, up to $/£/€100. |
1,500 |
| Money and Documents |
Money, travel tickets and travellers' cheques are covered against accidental loss or theft. (Cash Limit $/£/€200). |
500 |
| Loss of passport (Not Home Country) |
If you lose your passport whilst abroad you are covered for additional travel and accommodation costs incurred in obtaining a replacement. |
250 |
| Travel Delay |
If your first outward or first return trip is delayed for more than 12 hrs due to adverse weather conditions, mechanical breakdown or industrial action, you are entitled to either (a) $/£/€20 for the first 12 hrs delay and $/£/€10 for each subsequent 12 hrs up to a maximum of $/£/€100 or (b) the cost of the trip if you elect to cancel after 12 hrs. |
3,000 |
| Missed Departure (Not Home Country) |
Additional travel and accommodation expenses incurred to enable you to reach your destination if you arrive too late at your outward departure point due to failure of public transport or mechanical failure or accident involving the car in which you are travelling. |
800 |
| Personal Liability |
Covers your legal liability for injury or damage to other people or their property, including legal expenses (subject to English Law). |
1,000,000 |
| Legal Expenses |
To enable you to pursue your rights against a third party following injury. |
10,000 |
Hijack
(Not Home Country) |
To pay up to $/£/€50 for each day you are prevented from reaching your destination. |
1,000 |
| Winter Sports Equipment |
Covers loss or theft of or damage to skis, boots and poles under 3 years old, subject to a limit of $/£/€350 any one pair. Hired equipment limited to a limit of $/£/€100 overall. Reimbursements of cost of hiring equivalent items if your own skis, boots or poles are lost or damaged. |
500 |
| Hire of Skis |
Reimbursement of the cost of hiring equivalent items if your own skis, boots or poles are lost or damaged or temporarily lost in transit for more than 12 hours, up to $/£/€15 per day. |
250 |
| Ski Pack |
Provides a proportionate refund of the pre-booked cost ski pack. If you are unable to ski due to illness or injury, up to $/£/€15 per day. |
150 |
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| Apply for cover |
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We recommend you read the Policy Summary before applying for the insurance.
By telephone
Call us on:
Tel: +66-(0)2-651-8202
Fax: +66-(0)2-651-8202/651-8766
Lines are open Monday to Friday, 9.00am - 5.00pm GMT+7
By fax, email or post
Download and print the proposal form to complete and return to SCI. To contact us click here
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| Principal Conditions |
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- Health conditions - Underwriting Agents shall not be liable for claims where at the time of taking out this insurance the Insured Person is aware of any medical condition or set of circumstances which could reasonably be expected to give rise to a claim.
- Manual work and hazardous pursuits are excluded.
- Self-inflicted injury or illness, AIDS, alcoholism or drug abuse is excluded.
- Loss or theft of unattended property is not covered.
- Loss or theft not reported to the police within 24 hours of discovery is not covered.
- Excesses - the first $/€/£ 75 of any claim in respect of cancellation or curtailment, medical expenses, baggage, money or winter sports equipment is excluded.
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